This number is assigned by the Australian Payments Clearing Association (APCA) to help transfer funds from bank account numbers within Australia. For more information, contact Westpac at (136) 345-1999 or by visiting . You can find your BSB and account numbers in the Bankwest App, Bankwest Online Banking (BOB) and on your statements or eStatements. 036-000 is a BSB Number of Westpac Banking Corporation. Your full address, including suburb, state, and country/post code. Some banks give you 3 digit suffix but use only the last two digits. ‘Disable skill’. To make money transfer, the BSB Number is used together with the bank. XXY-ZZZ. Below is a set of examples and responses. From overseas, 24 hours a day, 7 days a week. the BSB numbers. the Bank. PM - represents location, second digit 'M' means active code. 6. 0 and above). All branches are open: 9:30am - 4pm, Mon - Thurs 9:30am - 5pm, Fri Some branches now open weekends3 months of receiving each account statement: and that; • the Bank may charge to this or any other account(s) the Customer may conduct with the Bank or recover from the Customer any Bank fees, government charges, taxes or duties imposed on transactions on/or which relate to the Customer’s account(s); andIf you need emergency cash following loss of your card, this may be possible, with the following fees: Up to AUD500 emergency cash - AUD15 fee AUD500 to AUD1,000 emergency cash - AUD20 fee AUD1,000 to AUD2,000 emergency cash - AUD25 fee AUD2,000 to AUD3,000 emergency cash - AUD30 fee. An account number may have 5 digits – or 10, or some other number of digits. Any punctuation in the bank account number, such as hyphens, will be removed when you export the file. About BSB Numbers. Whenever you’re overseas thou can call their global number which is +61 2 9155 7700. Calculated separately for the bank code (seven digits) and account number (ten digits). Account means any and all the accounts a customer opens, operates and/or maintains with the Bank. A SWIFT code is a set of 8 or 11 digits that. 8. Westpac Bank branch location at 98 ALEXANDRA ST, TE AWAMUTU, WAIKATO 3800 with address, opening hours, phone number, directions, and more with an interactive map and up-to-date information. The last 3 digits are the account TYPE. The most obvious difference is in the number of digits. • Attach ‘Annexure ‘A’ to Westpac Institutional Bank Notice of Authority – Government Amendment to a Government Organisation’sA Bank State Branch (often referred to as "BSB") is the name used in Australia for a bank code, which is a branch identifier. Essentially, it is a bank branch identifier that is used by Australian banks to. SWIFT CODE: WPACNZ2W or WPACNZ2WXXX SWIFT DIGITS: 8 - The short 8-letter swift refers to the PRIMARY Office of WESTPAC NEW ZEALAND LIMITED BANK CODE: WPAC - This is the institution / bank code assigned to WESTPAC NEW ZEALAND LIMITED. , effective 12 May. You can contact the receiving bank/recipient for the details or use the ‘look up bank’ function in Westpac Online Banking when adding a new payee. Leiothrix on 03/01/2023 - 08:09. National Clearing Code (NCC) is a six digits numerical codes used to identify an individual branch of a financial institution in New Zealand. Enter your 8 digit customer number; Enter your 3 digit access code; Your main self service menu options: Account balances; Transaction details; Funds transfer and credit card. A SWIFT code is a set of 8 or 11 digits that. Location code 0-9 A-Z 2 characters made up of letters or numbers. Find instructions on available telephone banking services as well as how you can check account balances,. Open a Wise account and save up to 6x on international bank transfers. If you receive a status code starting with 'Q' that you do not understand, you should contact your. The Westpac Banking Corporation bsb codes are six-digit numbers used to identify the individual branches of the Australian financial institution Westpac Banking Corporation. Enter your group number (if more than 1 user has access to the service). This number is assigned by the Australian Payments Clearing Association (APCA) to help transfer funds from bank account numbers within Australia. Learn more. The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). Transit number (5 digits) Account number (5-12 digits) If you have a Caisse Desjardins bank account, you need to enter the 6 digit account number plus the check digit, 7 digits in total. Reckon Accounts: login to Bankdata. 50 per chequeHowever, the Westpac digital card does have dynamic CVV/CVC numbers. This should give you the name of your account, account number, sort code and branch address. The second series of numbers, usually 10-12 digits, is your account number. Multi-currency account. Mobile and Online Banking. What is NAB BSB number?. To make money transfer, the NCC is used together with the bank account number of the recipient. Search Digital in the Smart Search bar and select Digital Card . XXX or not assigned, indicating this is a head office. To make money transfer, the NCC is used together with the bank account number of the recipient. Other statuses indicate a problem processing the transaction. Westpac chief executive of consumer and business banking Chris de Bruin said the bank’s latest customer scam data revealed “customer losses reached a new record high in December. the BSB numbers. Firstly, please ensure each legal entity is set up as a separate client profile. com. Thanks in. Your transaction account does not have a debit card associated with it. If you have paid a particular individual or company previously using Internet Banking, then there is no need to re-enter their BSB and Account number. Dial 132 142. In the Westpac App. Westpac Auckland Branches Westpac NZ Branches #1. The first six digits are known as the Issuer Identification Number (IIN). The first six digits make up your BSB (like. PG - code belongs to Papua New Guinea. Install the app on your phone. The next. There is a. B00 (Accepted BPay Transaction) 0600012345. A bill with your name and address on it. g. From overseas +64 9 912 8000 (international toll charges apply). Also for westpac accounts we concatenate the BSB & Acc Num and perform check digit validation. A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. The first two numbers (11) represent the bank. NCC Code is 6 Digits number to identify an indivitual financial institution or bank branch in New Zealand. George Bank, BankSA and Bank of Melbourne are all divisions of. The NCC Code of Westpac , Britomart Branch is : 031509. BSB Number is used in Australian Paper Clearing System (APCS) and Bulk Electronic Clearing System (BECS) payment systems. For international money transfers, a SWIFT code is used together with a BSB Number and Account Number. 🙂. They're maximum 6 characters in length and it must contain only characters A-Z and digits 0-9, and. Basically, if your account number is 12-1234-0123456-000, you'd enter it as bank number or code "121234", account number "0123456-00". Westpac 79 Queen St Branch. Westpac Banking Corporation, known simply as Westpac, is an Australian multinational banking and financial services company headquartered at Westpac Place in Sydney, New South Wales. Westpac Assist - for financial hardship assistance from change in income, illness, a relationship breakdown, reduction in your business cash flow or emergency events like natural disasters. Country code A-Z 2 letters representing the country the bank is in. g. Yeah, the average bank/financial institution has worse security than the average internet forum. When you add cards to Samsung Pay, a Digital Card Number is created in place of your Card Account Number. Current Account: 11 digits. BSB Number for Westpac Bank in Sydney, (Digital Everyday Banking) NSW is 732-113. "Westpac was made aware of an incident at another financial institution which has resulted in the disclosure of PayID account data of a. It pays to double check they’ve given you the right details e. Address. A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. Surely in this day and age more substantial passwords should be a priority for security. 8am - 8pm AEST, Monday - Friday. Anz Bank Waigani Banking Centre Port Moresby, Papua New Guinea. The Westpac Banking Corporation bsb codes are six-digit numbers used. AC07 - Invalid Debtor Account/Invalid Creditor Account. To make money transfer, the BSB Number is used together with the bank. Step 2 – Register Use the unique 7-digit number on your. The first six digits make up your BSB (like. Number Code Bank Name; 01: ANZ: Australia and New Zealand Banking Group: 03 or 73: WBC: Westpac Banking Corporation: 06 or 76: CBA: Commonwealth Bank of Australia: 08 or 78: NAB: National Australia Bank: 09: RBA: Reserve Bank of Australia: 10: BSA: BankSA (division of Westpac Bank) 11 and 33: STG and SGP: St George Bank (division of Westpac. To make a money transfer, the BSB Number is used together with the bank account number of. For international inward money transfer, a SWIFT code must be used together with a NCC and Account. You can contact the receiving bank/recipient for the details or use the ‘look up bank’ function in Westpac Online Banking when adding a new payee. BSB Number is used in Australian Paper Clearing System (APCS) and Bulk Electronic Clearing System (BECS) payment systems. To safeguard your details, the Westpac app generates a new 3-digit security number every 24 hours which you can use to make one-off purchases or to set up recurring payments. To issue a money transfer, the BSB number is used together with the bank account number of the recipient. If all else fails you can open a new bank account with another bank online in about 5 minutes. Westpac respond. For international money transfers, a SWIFT code is used together with a BSB Number and Account Number. The BSB code is used together with the bank account number to identify the recipient of a money transfer. Each time you add your card to Google Pay, a new virtual account number is created. 9. 8 digits – for the account number. To make a money transfer, the BSB Number is used together with the. The Australian BSB Numbers consists of three parts in the format of. For privacy reasons, we can't disclose extra information such as the account name. 1300 650 110. Once. Suffixes – either (1) tick here for all suffixes under this base number OR. Surely this is inadequate for a password in this day and age of cyber security. Ensure you have the IBAN (International bank account number), bank name and branch address on handy. For international inward money transfer, a SWIFT code must be used together with a NCC and Account. BSB Numbers are used in Australian Paper Clearing System (APCS) and Bulk. The table below are the SWIFT Code for all banks in Australia. Self service Telephone Banking. WPACNZ2W The SWIFT code for Westpac New Zealand is WPACNZ2W Bank and branch number, seven digit account number and three digit account suffix (if your account suffix is 12, enter 012). You can then sign in using your 4. 7 Things to remember Remember these keys whenever you do your banking over the phone: 7 Pre-recorded help 8 Return to main menu 9 End call 0 Speak to customer service representative # Repeat or confirm instruction * Go back one step When entering a dollar amount, enter the full amount The last two digits will be the ‘cents’Bank of Melbourne (a division of Westpac Banking Corp) Bank has 200 BSB numbers allocated. Westpac credit or debit card number required Maximum number of characters are:19. The customer number you need to login with the 6 character pass is given to you once in writing when you open your account or can be looked up in your internet banking. g. au. Once you’ve signed into Westpac Online Banking, you’ll see the details of any Westpac accounts you have. Basically, if your account number is 12-1234-0123456-000, you'd enter as bank number or code: "12-1234" (with or without dash), then the account number: "0123456-00" (with. The first 6 digits are your BSB number followed by your 9 digit account number. 5 Now, fill in the deposit slip using the information from your cash breakdown voucher: - Total bank notes - Total coins - Reference or serial number (if applicable) - Bank account number. To make money transfer, the BSB Number is used together with the bank. Customer to check payee account and send new payment if applicable. For example, if the account number is 01-0123-0123456-00 use 010123. To issue a money transfer, the BSB number is used together with the bank account number of the recipient. However certain Westpac BSB are used by third parties who have longer account numbers up to 9 digits. the last three digits (DDD) (or two for some banks) show an account suffix. The SWIFT/BIC code for WESTPAC NEW ZEALAND LIMITED, A WHOLLY OWNED SUBSIDIARY OF WESTPAC BANKING CORPORATION is WPACNZ2WXXX. com. About Westpac Bank. A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. Have a BSB and account number and want to check they're correct before you make a payment? Easy! Just call us on 132 142 8am – 8pm Sydney time and select option 3 . To make money transfer, the NCC is used together with the bank account number of the recipient. The first two digits act as identifiers of the banking institution e. Provided via Westpac. 1 and above. number which has previously been provided to the Bank. Schedule of extra account numbers. Account Number; Serial Numbers. A Bank State Branch number, or BSB number, is a 6-digit code that represents your bank, state, and branch location. The BSB acronym translates to: Bank State Branch. I don't know about westpac, but my bank locks you out after 3 failed attempts. Westpac Bank branch location at 98 ALEXANDRA ST, TE AWAMUTU, WAIKATO 3800 with address, opening hours, phone number, directions, and more with an interactive map and up-to-date information. View Location. Calling from overseas (+61 2) 9155 7700. Westpac Assist - for financial hardship assistance from change in income, illness, a relationship breakdown, reduction in your business cash flow or emergency events like natural disasters. The first digit is a Major Industry Identifier (MII). Tip 1: You can also Import your payees and billers or Share your new account details in Online Banking within 45 days of opening an account. To confirm individual balances or CMAs, use the Asset OR Liability forms, sending one request per. When I realised I had been the victim of a scam and had lost $20,000, I collapsed on the floor. WPAC - code assigned to WESTPAC BANK - PNG - LIMITED. (letters and digits) Last 3 characters -. The BSB acronym translates to: Bank State Branch. log in to the online banking or the mobile app. Your account number is the second set of numbers (labeled “2” in the image above). We only check westpac accounts but they're are mostly what we are. That way you can just put in the number for the. Handycards are available to customers aged 12 years and over. It's understood the bank which raised the alarm was not one of the big four. TAKUTAI SQUARE, 16 WESTPAC ON TAKUTAI FLOOR 3. You may be asked to provide a SWIFT Code if you’re receiving money into your account from overseas. You can get your account details by signing into Westpac Online Banking, or the. It provides information about the card issuer and the client’s account information. Westpac Brisbane (Queen Street Mall): 034-008. Westpac Britomart Branch. To link a bank on the app: Tap Wallet. Format of the code BSB is a code that consists of 6 digits. Post author: Post published: March 31, 2022; Post category: add backslash to string javascript; Post comments:. Established in 1817 as the Bank of New South Wales, it acquired the Commercial Bank of Australia in 1981 before being renamed to Westpac Banking. Handycards can be requested at our branches and are mailed to you. If you want to transfer payments within Australia, you will need the account number and the BSB code of the recipient. Access and manage your money with a range of day-to-day accounts, savings accounts and term deposits. Page 2 of 4 P/C 411 (09/15) 459941 Intranet. Tap Show Digital Card and follow the prompts to see the card details including the CVC (Card Verification Code) . For international inward money transfer, a SWIFT code must be used together with a NCC and Account. Location code 0-9 A-Z 2 characters made up of letters or numbers. Check your bank’s SWIFT code and get all details you need for international money transfer. ‘the Bank’ ‘we’The last 2 digits of the card number will map to a particular response code. National Clearing Code (NCC) is a six digits numerical codes used to identify an individual branch of a financial institution in New Zealand. Sinnerator on 03/01/2023 -. the BSB numbers. your account to another account with us. Validate account details before you make a payment. ”. For international inward money transfer, a SWIFT code must be used together with a NCC and Account Number. Bank name: WESTPAC BANKING CORPORATION: City: NEW YORK: Country: United States:. Welcome to the Australian Ford Forums forum. Contact No is - (09) 3489391. Your Bank Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian Credit Licence 233714. Westpac Online banking passwords can ONLY be 6 digits long. Westpac Melbourne (Collins Street): 033-003. Digits 1-6 — The IIN / BIN. Find the 2nd series of numbers on the bottom of a check if you have one. The first two digits act as identifiers of the banking institution e. Research suggests that customers spend more when. Scamwatch. Credit card transaction response codes. For international inward money transfer, a SWIFT code must be used together with a NCC and Account. A SWIFT code — sometimes also called a SWIFT number — is a standard format for Business Identifier Codes (BIC). Access Code Means any one or more of your Customer Number, Password, PIN and For test card numbers where a CVN is not specified, any 3 digit CVN (for Visa, MC and Diners) and any 4 digit CVN (for Amex) may be used. The QuickVault chronicle token used for the transaction been did found or is not enabled. number which has previously been provided to the Bank. In the Westpac App. Telephone banking instructions. telephone number recorded in the Bank’s customer records as your Mobile Phone. To issue a money transfer, the BSB number is used together with the bank account number of the recipient. Address. g. Westpac card number required Debit card,. BSB Numbers and SWIFT Codes for all Banks in Australia. The first six digits are known as the Issuer Identification Number (IIN). A Bank State Branch (BSB) number is the name used in Australia for a bank code, which is a branch identifier. That’s the New Zealand. BSB Number: 036-067: Bank: Westpac Bank: Financial Institution: WBC: Branch: Address: S1101/2/3 Westfield 1382 Albany Hwy. Once you’ve signed into Westpac Online Banking, you’ll see the details of any Westpac accounts you have. Bank code A-Z 4 letters representing the bank. Leading zeros, which are part of an account number must be shown. On the Add Feed – Complete – Westpac screen click on the Westpac Live link (ignore offer to download the form now) and logon to the Westpac website; 5. You'll find 6 numbers in a BSB code, formatted like this: Here's an example of what you can expect to see: 112-333. Mean while in BECS system, BSB and account numbers, are used when transferring funds via the Direct Entry System. It usually looks like a shortened version of that bank's name. Each bank can choose their own system for account number formats. BRANCH NUMBER (6 DIGITS) AND ACCOUNT NUMBER (6 DIGITS) OF SCHOOL TO BE PROVIDED. Westpac Bank branch location at 172-176 PONSONBY ROAD, PONSONBY, AUCKLAND with address, opening hours, phone number, directions, and more with an interactive map and up-to-date information. If you have paid a particular individual or company previously using Internet Banking, then there is no need to re-enter their BSB and Account number. fill in your details and click Next. Westpac uses BSB numbers to identify the bank and branch holding a bank account in. BSB Numbers and SWIFT Codes for all Banks in Australia. Accounts & cards - Bank accounts, frequently asked questions. The next four digits show your branch. 1300 650 110. SYDNEY. What is the branch name. BSB Number is used in Australian Paper Clearing System (APCS) and Bulk Electronic Clearing System (BECS) payment systems. To make money transfer, the BSB Number. ‘Westpac Group’ means Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714, and its related bodies corporate. Westpac SWIFT code in New Zealand. au GPO Box 3433, Sydney NSW 2001 Visit us in branch Your Bank The advisory services and the banking products you’ll find in this booklet are provided to you by: Westpac Banking Corporation ABN 33 007 457 141 275 Kent St, Sydney NSW 2000 Australian Financial Services Licence andNational Clearing Code (NCC) is a six digits numerical codes used to identify an individual branch of a financial institution in New Zealand. If you or someone you know needs help. The unique identifier for the transaction linked to the credit card or bank account details. A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. How is a Westpac account number structured? The first two numbers show which bank manages the account. You can find your BSB and account number on your bank statements, and within View accounts in NetBank and the CommBank app. 0001–1999. This number is assigned by the Australian Payments Clearing Association (APCA) to help transfer funds from bank account numbers within Australia. Location code 0-9 A-Z 2 characters made up of letters or numbers. 0. RAMS is an example of these third parties. For international inward money transfer, a SWIFT code must be used together with a NCC and Account Number. For international money transfers, a SWIFT code is used together with a BSB Number and Account Number. Country code A-Z 2 letters representing the country the bank is in. BSB Number: 036-044: Bank: Westpac Bank: Financial Institution: WBC: Branch: Address: 187 Scarborough Beach Road:. For international inward money transfer, a SWIFT code must be used together with a NCC and Account Number. The card details shown on the receipt provided by a merchant will contain the last four digits of your Virtual rather than your physical. Country code A-Z 2 letters representing the country the bank is in. Each branch has its own code, though some banks also have a single, centralised BSB for all their accounts. To link a bank on the. 00 per transaction Deposit Fee K2. I have a query regarding Bank key and Bank account number. National Clearing Code (NCC) is a six digits numerical codes used to identify an individual branch of a financial institution in New Zealand. Hi all, Just a quick question. According to Westpac - your IBAN number in Westpac is 12 digits - your BSB and your Account number all together. Basically, if your account number is 12-1234-0123456-000, you'd enter it as bank number or code "121234", account number. If the bsb starts with '03' or '73' then its a westpac savings/trading account and the account number must 6 digits in length. Westpac Group responds to a hybrid confirmation request model. On ANZ Phone Banking accessed by calling 13 13 14 you can hear your BSB and account numbers. Westpac routing number. au, navigate to ‘Skills’, search for and select the ‘Westpac Banking’ skill, then select ‘Disable Skill’. Test account numbers. Sort code. How many numbers is a Westpac account number? Edgar KalmusWestpac. Westpac provides Papua New Guinea with a range of overseas banking services, including various personal and business loans, bank accounts, Internet. 75 *Cheque Account Bearing Interest Minimum Opening Deposit K100. To test bank account payments use the BSBs provided in the table below. These 8 digits are the most important part of the credit card number. Pop into a local branch and the friendly crew will help you out—then get back to the beach. If the sending bank requires 11 characters, use WPACAU2SXXX. This is checked twice each day so there will be a delay before your registration is activated. Address Te Ara Tahuhu Walkway, Auckland Central, Auckland 1010, New Zealand. For example, the BSB code 732-020 may correspond to: 73 ( Bank Code ): Westpac Banking Corporation 2 ( State Code ): NSW 020 ( Branch Code. To make money transfer, the NCC is used together with the bank account number of the recipient. We only check westpac accounts but they're are mostly. A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. 8800-8805. BSB (Bank-State-Branch) Number is a six digits numerical codes used to identify an individual branch of a financial institution in Australia. Westpac Bank: 03: 0301 – 0399: The Co-operative Bank: 11: 1101 – 1199:. For test card numbers where a CVN is not specified, any 3 digit CVN (for Visa, MC and Diners) and any 4 digit CVN (for Amex) may be used. A SWIFT code — sometimes also called a SWIFT number — is a standard format for Business Identifier Codes (BIC). About BSB Numbers. BSB stands for ‘bank, state, branch’, and is a set of 6 characters that identifies where a bank account is in Australia. For international money transfers, a SWIFT code is used together with a BSB Number and Account Number. Account monthly fees. Bank of Australia, and the remaining 4 digits the specific branch belonging in that bank. Response Code. In the Bankwest App – see them under each account name on your accounts list. Find a branch. Step 1 – Install Click on the Westpac Fiji Mobile Banking icon on your phone to launch the app. 1770 CAPITAL PARTNERS. 03. Bank of. 516390. For international inward money transfer, a SWIFT code must be used together with a NCC and Account. Westpac Choice everyday bank account. Format of the code. BSP Bank Goroka, Papua New Guinea. Essentially, it is a bank branch identifier that is used by Australian banks to identify an account’s bank branch. The BSB acronym translates to: Bank State Branch. The next four digits show your branch. Weekdays 7am to 8pm & weekends 8am to 5pm. Telephone banking instructions | Westpac. (Some Financial Institutions have leading zeros in valid account numbers, ie 00-1234. Open a Wise account and save up to 6x on international bank transfers. Location code 0-9 A-Z 2 characters made up of letters or numbers. Westpac SWIFT/BIC Code. Bank account number will be the 6 digit account number and suffix, the second two groups. To make a money transfer, the BSB Number is used together with the bank. • Your margin loan number if you’re linking to a BT Margin Loan. SWIFT Code: WPACAU2S: Bank Name: WESTPAC BANKING CORPORATION: Address: KENT STREET, 275, WESTPAC PLACE, FLOOR 1: City: SYDNEY: Branch: FOR ALL NEW SOUTH WALES BRANCHES: Postcode: 2000:. If using Google Pay to obtain a refund, you may have to provide the last 4 digits of your virtual account number. National Clearing Code (NCC) is a six digits numerical codes used to identify an individual branch of a financial institution in New Zealand. the following account(s) of the organisation (list account name(s) and numbers) Account name BSB Account number This authority will continue until the Bank receives written notice in a form satisfactory to the Bank of its cancellation in accordance with the terms of the organisation’s existing Notice of Authority. National Clearing Code (NCC) is a six digits numerical codes used to identify an individual branch of a financial institution in New Zealand. Take a look at your new Westpac Choice account and you’ll see a 12 digit number: Your BSB number is the first 6 numbers; Your account number is the. For international inward money transfer, a SWIFT code must be used together with a NCC and Account. Westpac routing number. Account number will be the account number and suffix, the second two groups. If you are making a one-off payment online, ensure you have entered the account number of your payee correctly. For example, if the account number is for 1234 and the check digit is 5, you’ll need to add two zeros at the beginning of the number: 0012345. The easiest how to get a copy is to download it from Westpac One-time. Each BSB will return a specific response code and summary code. Westpac bank code for Westpactrust, Wellington is WPACNZ21. Account Holder is the person(s) in whose name an account is conducted and who isTo get started, please provide your Westpac card details, or your Customer ID. Some banks give you 3 digit suffix but use only the last two digits or don't enter the zero. To make money transfer, the NCC is used together with the bank account number of the recipient. com. Whenever them can’t get to a bank limb yours pot even close your account by calling Westpac on 132 032. The last 2 digits of the card number will map to a particular response code.